| Under the FACT Act amendments to the
Fair Credit Reporting Act, you are entitled to one free Personal Credit Report in a 12
month period. To request this free annual report online, by phone, or mail, visit: www.annualcreditreport.com or contact the following credit bureaus directly: Experian Credit: 800-301-7195 Equifax Credit: 800-685-1111 Trans Union: 800-916-8800 |
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New
Credit Industry Campaign: “Help With My Credit” Plus: How to Improve Your Credit
Score
Checking
Your Credit Report
A Transparent Transaction Spell’s a Happy Borrower
2daysbestrates.com a full service lead generator for Heritage Lending a DBA for American Home Lenders. Realizes many different types of products and solutions are as important to prospect as they are to the lead client. >>>
You Can Take Steps to Repair Credit by Eileen Ambrose
Tough economic times might push even more desperate consumers into the hands of unscrupulous credit repair firms. >>>
Phony Credit Repair Firms Empty Promises by Kevin DeMarrais
Phony credit repair firms are among the lowest of the low, because they prey on the weak and wounded. >>>
What
Credit Card Companies Don't Want You to Know
by Teresa Dixon Murray
You know that it's expensive not to pay off your credit card balance and that if you make only the minimum payments it'll take you a while to pay the whole bill. But it's unlikely that you have taken the time to figure out how long that payoff will take.
If you make minimum payments on a $2,500 balance at 18 percent interest, it'll take you 34 years to pay it off. By then, you'll have paid out $6,431 in interest on top of the original $2,500 bill. >>>
A group of credit card issuers have launched a new Help With My Credit (HWMC) website to provide information and resources to assist you if you are struggling with your credit card payments. >>>
Balance Transfer: Can It Get You Our Of Debt? by Robert Wade
The offers are tempting: 0% for six months or 4.99% for 12 months on balance transfers. Sure, you can cut your rate and pay your balance down faster. But, like everything else in life, do your homework. >>>
Avoiding Credit Card Scams by Peter Kenny
If you are a first time credit card user or have had credit cards for years, it is important to know about possible scams that you can be exposed to. Although many credit card companies are perfectly honest, there are also many dishonest ones who want to rip you off. >>>
Finding a Bad Credit Mortgage by George Royal
Bad credit loan mortgages or non-status mortgages are purposely intended to serve people with a bad credit history. According to a recent survey, one fifth of all adults are not able to qualify for a standard mortgage as a result of a previous or current bad financial situation. >>>
Bankruptcy Information by Joseph Kenny
Bankruptcy is a situation in which someone who owes money will seek relief from their debts by going to court. Though bankruptcy can be good in some situations, it may not always be necessary. Just because you are in a financial strain does not mean you should immediately file for bankruptcy. There are some things you will want to take into consideration first. >>>
